SCHEDULE OF FEES



Fees are effective as of Jan. 1, 2012

Regular Share Fees

Membership Fee $1.00  
Share Account Minimum Balance $50.00  
Excessive withdrawal fee, per transaction, 4 free per month $2.00  
Dormant Account, per year $3.00  

Share Draft Fees

Monthly Service Fee $5.00  
No Fee with minimum daily of $100 or more   
Automatic Transfers from Shares, Overdraft Coverage $1.00  
Stop Payment, member check $10.00  
Non Sufficient Funds Transaction $18.00  
Paid Draft Copy (Two free per month) Each $5.00  
Account Reconcilment, per hour one hour minimum $25.00  
Bill Payer, per month up to 30 transactions $5.95  
(first two months free) .50 per transaction after thirty   

Debit Card

Replace Lost Card $10.00  
Replace Lost PIN $5.00  
ATM Withdrawal, 15 free per month $1.00  

Misc Fees

Wire Transfer, Outgoing $35.00  
Wire Transfer, Incoming $20.00  
Returned Deposited Items $15.00  
Stop Payment, Credit Union check $30.00  
Statement Copies $3.00  
Each additional page $1.00  
Account History Printout $3.00  
Research Fee, one hour minimum, per $25.00  
Third Party Checks, each   
Two Free per month $5.00  
Member Locator Fee $5.00